CommCare
To help you providing the assurance of critical illness, Commonwealth Life in collaboration with Commonwealth Bank present CommCare, a protection program of 30 critical illnesses which will pay you a benefit if you diagnosed having one of the critical illness or pass away for any cause. With an achievable premium, you could enjoy the benefit from IDR 150 mio until IDR 500 mio from CommCare protection program.
Benefits of CommCare
- Protection of 30 critical illnesses.
- Medical check-up facility will be given after activating your policy for three years (and henceforward for every two years). Besides, there must be no claim in that period prescribed by the terms and conditions.
- No need for medical check up. You only need to answer the question list in CommCare brochure.
- You will get 5% premium discount if you involve your spouse in this program.
Terms and Conditions
- Commonwealth Bank customer
- Participation age limits starts from 18 to 65 years old.
- Protection period till 65 years old.
- Only your legal spouse that can be involved in this program.
Choices of Benefit and Premium
No |
|
Amount (in IDR) |
Package 1 |
Package 2 |
Package 3 |
1 |
Sum insured for critical illness *) protection and passing away **). |
150.000.000 |
300.000.000 |
500.000.000 |
2 |
Medical check-up benefit |
1.000.000. |
1.250.000 |
1.500.000 |
*) 50% of Sum Insured will be paid (as stated on above table) when you or your spouse (if enroll) is diagnose one of 30 Critical Illnesses and coverage will continue until the end of contract with adjustment on premium
**) 100% of Sum Insured will be paid when you or your spouse (if enroll) is pass away by any cause (if 50% of Sum Insured already paid due to the Critical Illness, then the remain Sum Insured will be paid.
Premium (Man)
Age |
Package 1 |
Package 2 |
Package 3 |
IDR 150 mio |
IDR 300 mio |
IDR 500 mio |
18 - 25 |
816.000 |
1.550.400 |
2.584.000 |
26 - 35 |
882.000 |
1.675.800 |
2.793.000 |
36 - 45 |
1.776.000 |
3.374.400 |
5.624.000 |
46 - 55 |
4.359.000 |
8.282.100 |
13.803.500 |
56 - 60 |
7.078.500 |
13.449.200 |
22.415.300 |
61 - 64* |
12.396.000 |
23.552.400 |
39.254.000 |
*) Only for the renewal payment
Premium (Woman)
Age |
Package 1 |
Package 2 |
Package 3 |
IDR 150 mio |
IDR 300 mio |
IDR 500 mio |
18 - 25 |
856.500 |
1.627.400 |
2.712.300 |
26 - 35 |
958.500 |
1.821.200 |
3.035.300 |
36 - 45 |
1.986.000 |
3.773.400 |
6.289.000 |
46 - 55 |
4.404.000 |
8.367.600 |
13.946.000 |
56 - 60 |
6.795.000 |
12.910.500 |
21.517.500 |
61 - 64* |
11.962.500 |
22.728.800 |
37.881.300 |
*) Only for the renewal payment
- Premium is a non-flat rate , means that premium will be adjusted based on your age, until the end of contract
- Premium payment will be deducted annually from Commonwealth Bank's account
Terms and Condition applied. For more information, please kindly contact Commonwealth Bank Call Center at (021) 7917 6000 or visit the nearest branch.