Danatra Pundi
Danatra Pundi is a life insurance product that created only for family who need saving program systematically, practice, high discipline with primary result, and also completed by maximal life insurance. This product gives life protection for 20 years and Cash Bonus that can be enjoy in the 10th period.
Benefit
Living Benefit
- The Insured saving will keep growing, in the mean time policyholder and family will protected.
- Saving withdrawal can be done any time when needed*, as well as the Insured and family still got protection until the end year of 20th period
- Cash Bonus in amount of 2 x 70% from first year premium will be added to Insured saving cash balance, if there is no death claim until the end year of 10th period.
Death Benefit
The beneficiary will get 100% Sum Insured plus with saving cash balance include cash bonus, available on that time if there are death accident during insurance period.
| Currency: |
IDR |
| Premium: |
3 unit minimum
@ IDR 100.000 per month |
| Premium Payment Period : |
10 years |
| Contract Period: |
20 years |
| Entry Age Limit: |
6 months – 60 years
(latest birthday) |
| Top Up Minimum: |
Rp. 300.000/transaksi |
| Withdrawal Minimum: |
Rp 500.000 per transaction with minimum of cash balance IDR 500,000 with minimum saving balance IDR 500.000 |
| Withdrawal Cost : |
- Year 1 & 2: 2,5% (from total withdrawal)
- Year 3: 2,0%
- Year 4: 1,5%
- Year 5: 1,0%
- Year 6: 0,5%
- Year 7 dst: free
|
Premium Allocation
Combination with Additional Insurance :
- Premium Waiver/PW
- Payer Premium Waiver/PPW
- Accident Death Benefit/ADB
- Accident Death dan Disablement Benefit/ADDB
- Permanent Total Disablement/PTD
- Critical Illness/CI
- Hospitalization and Surgical/H & S
- Danatra Siaga
- Danatra Siaga 1