Investra "Investment with Extra Benefits"
- Whole Life Protection
Investra Tunggal with Personal Premium Payment
Protection as much as liabilities funds or Investment value depends on which is greater.
Investra Premier with Periodic Premium Payment
Will be given as much as Liabilities funds and Investment Value.
- Protection from Uncured Illness (Terminal Illness)
Protection with 50% from Liabilities funds, if you have been diagnosing with critical illness; and your life span not more than 12 months with medical records as proved. Rest of Liabilities fund will be given after pass away.
Description of Investment Fund Type on Investra
- Equity Fund
This investment had purpose to take advantage on invest in Capital Market trough Equities, Obligation and Money Market Instrument for middle to long term. It will concentrate on most interesting segment for first of quarter ahead, and can be adjust again for next quarter, with purpose to gain optimum return of investment. Equity Funds will also had chance to invest Foreign Exchange as long as the laws allowed.
- Equity Income Fund
This investment had purpose to gain optimum return of investment in long term with invest on Equities. Stock will be choose by fundamental analyze on income quality, financial, and liquidity to get optimum return of investment.
Equity Income Funds will also had chance to invest Foreign Exchange as long as the laws allowed.
- Equity Infrastructure Fund
Untuk memanfaatkan peluang investasi yang ada di pasar modal melalui Efek Bersifat Ekuitas, Efek Bersifat Utang dan Instrumen Pasar Uang untuk jangka waktu menengah-panjang.
- Equity Dynamic Fund
Untuk memanfaatkan peluang investasi yang ada di pasar modal melalui Efek Bersifat Ekuitas, Efek Bersifat Utang dan Instrumen Pasar Uang untuk jangka waktu menengah-panjang.
- Money Market Plus Fund
This type target is to manage the high capital value and liquidity level with investing some part of portfolio on Money Market Instrument and place the rest on Obligation and Equities to increased portfolio return value.
Money Market Plus Funds can make an investment on sold Obligation in Public Market or on Foreign Exchange with rules and laws that applied.
- Bond Fund
This investment has purpose to maintain and gain Investment value with actively invest on Fixed Income in Indonesia, such as Obligation, Corporate Obligation and Money Market
Bond Funds can make an investment on sold Obligation in Public Market or on Foreign Exchange with rules and laws that applied.
- Balanced Fund
This investment had purpose to gain investment value for long term with investment on Capital Market and Fixed Income Market in Indonesia to emphasize flexibility on asset to maximize Investment return value.
Balanced Funds can make an investment on sold Obligation and Equities in Public Market or Foreign Exchange with rules and laws that applies in Indonesia.
- Balanced Progressive Fund
This investment had purpose to gain optimal return of investment with investment on Obligation, Money Market and Equities. Portfolio management will be dominate by investment strategy that has been adapt with condition of market like market growing, market income, segment and/or another investment strategic. In the end with purpose to increase return of investment on those markets
Balanced Progressive Funds can make an investment on sold Obligation and Equities in Public Market or Foreign Exchange with rules and laws that applies in Indonesia.
- Balanced Target Fund
Untuk memanfaatkan peluang investasi yang ada di pasar modal melalui Efek Bersifat Ekuitas, Efek Bersifat Hutang dan Instrumen Pasar Uang untuk jangka waktu menengah-panjang.
- Equity Sharia
Untuk memberikan tingkat pertumbuhan investasi yang menarik dalam jangka panjang melalui mayoritas investasi pada Efek Syariah bersifat ekuitas.
- Balanced Sharia
Untuk memberikan tingkat pengembalian yang optimal kepada investor dengan strategi alokasi aset yang aktif melalui investasi pada beragam jenis Efek Syariah yang tersedia di Pasar Modal serta beragam jenis Efek Syariah lainnya.
Investra "Investment with Extra Benefits" Facilities
- Top Up, Switching, and/or Withdrawal facilities of your Investment Value for any time, while you and your families is protected.
- Additional Protection, especially for Regular Premium.
- Information for Unit prices (single Unit price) on Newspaper, Customer Care and Commonwealth Life website.
- Transactional Statement report (for Investment value) will be sent to customer every quarter for Investra single premium and every transaction for Investra regular premium.
- Inflation Link* facility that will safeguard the value of Sum Insured from inflation**
- Flexibility to choose investment from 11available investment funds, in accordance with costumer preferences.
* Additional feature from Investra Premier product. This feature will adjust the number of annual premium and Sum Insured based on annual Consumer Price Index (CPI) percentage which is counted based on CPI monthly data and inflation rate in Indonesia periodically issued by Statistics Indonesia. That number will be used to calculate the adjustment on Sum Insured and Premium on the next Policy year.
** Inflation is one of key indicator shows price movement in goods and services cosumed by customer. The movement will straightly impact the buying power and also people's living cost and may impact the change of asset value, obligation, contract value, and business transaction.
Investra "Investment with Extra Benefits"
Major Risks Investment on Investra
Kinerja Investra dan Perlindungan Tambahan
Additional Product (Riders)
IIlustration
Fee
Your Investment Fund Management