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What is COMM CI 50 Plus?

COMM CI 50 Plus is an additional insurance service that created to give the financial protection of Customers who diagnosed one of 53 types of critical illnesses with 50% of the additional benefits for 10 major critical illnesses.

The variety of extra benefits that Customers can get form this service, such as: 

  • 100% Sum Assured that can be used as the cost of care and treatment when the client suffered from one of 53 critical illnesses, without reducing the basic insurance benefits*
  • The additional benefits of 50% of Sum Insured if customers diagnosed with one of the 10 main critical illnesses:
  • Cancer
  • Myocardial Infarction
  • Stroke
  • Coronary  Artery Disease Surgery
  • Renal Failure / Kidney Failure / End Stage Renal Disease
  • Major Organ Transplantation
  • Paralysis
  • Blindness
  • Heart Valve Surgery
  • Surgery of Aorta
  • Additional benefits such as compassionate fund for funeral amounting to Rp 10 million if customer dies.
  • Medical Evacuation additional service options, 24 hours – 7 days a week. 

 

Term condition the membership of COMM CI 50 Plus:

  • Entry age: 17 – 60 years
  • Insurance coverage up to the insured attained age 70 years old.
  • COMM CI 50 Plus can be attached to Investra Premier
  • Maximum of Sum Assured of COMM CI 50 Plus is up to 100% of Sum Assured of Basic Plan or maximum up to Rp 2 billion.
  • Total accumulated benefit of COMM CI 50 Plus that can be paid is up to Rp 2.5 billion.

     
Kinds of an insured Critical Illness **

  1. Cancer
  2. Myocardial Infarction
  3. Stroke
  4. Coronary  Artery Disease Surgery
  5. Renal Failure / Kidney Failure / End Stage Renal Disease
  6. Major Organ Transplantation
  7. Paralysis
  8. Blindness
  9. Heart Valve Surgery
  10. Surgery of Aorta
  11. Alzheimer’s Disease
  12. Myotrophic Lateral Schlerosis
  13. Angioplasty***
  14. Aplastic Anaemia
  15. Bacterial Meningitis
  16. Benign Brain Tumor
  17. Chronic Lung Disease
  18. Coma
  19. Coronary Laser Treatment
  20. Deafness
  21. Encephalitis
  22. Hepatitis Fulminant
  23. Loss of Limbs
  24. Loss of Speech
  25. Major Burns
  26. Major Head Trauma
  27. Motor Neuron Disease
  28. Muscular Dystrophy
  29. Parkinson’s Disease
  30. Pulmonary Arterial Hypertension
  31. Multiple Sclerosis
  32. Poliomyelitis
  33. Systemic Lupus Erythematosus
  34. Chronic Liver Disease
  35. Cronh’s disease
  36. HIV Due to Blood Transfusion and Occupationally Acquired HIV
  37. Terminal Illness
  38. Kista Medullary
  39. Chronic recurrent Pancreatitis
  40. Loss of independence alive
  41. Rheumatoid Arthritis Berat
  42. Appalic Syndrome
  43. Elephantiasis chronic disease
  44. Cardiomyopathy
  45. Artery aneurysm requiring brain surgery.
  46. Cut off the roots of brachial plexus nerve roots
  47. Stroke who require carotid artery surgery
  48. Scoliosis idiopatik surgery
  49. Skleroderma Progresif
  50. Death of muscle membrane or tissue (gangrene)
  51. Kawasaki disease which resulted complications in heart
  52. Eisenmerger
  53. Myasthenia Gravis

 

*Exclusively for benefits payment  of angioplasty is maximum 10% of sum insured

**The Critical Illness of 1 until 10 on the list of an insured Critical Illness includes into the main 10 Critical Illness. Comprehensive provision is about the definition of critical illness is contained in the COMM CI 50 Plus policy.  

***Benefits payment of angioplasty is maximum 10% of sum insured