Danatra Cendekia

Danatra Cendekia offers assurance of fund availability for the future of your children from early time. This product is very flexible since you might prepare the educational fund as of your child enters elementary school until college.

Benefit of Danatra Cendekia

During Contract Period:

This program is a Scholarship Insurance Policy which its benefit shall be delivered pursuant to the adjusted schedule with school ages of the relevant child which are when entering into Elementary School (“SD”), Junior High School(“SMP”), Senior High School (“SMA”), and College.

Death

• If the Insured dies during contractual period, then premium of Danatra Cendekia which not yet become due shall be waived, and the benefit shall keep to be paid.
• if your son or daughter as Beneficiary dies during contract period, shall be delivered benefit for US$ 5,000 (for US$ policy) or Rp. 10,000,000 (for Rupiah policy) and all premium paid of Danatra Cendekia shall be returned including its interest (pursuant with being determined by the company).

Due Period

If the Insured shall lives until end of contract, the Insured shall receive 100% of Insurance Fund + accumulation of dividend (if any).

Benefit of Premium Waiver

The due period premium shall be waived if the Insured experiences with Permanent Total Disablement during payment of premium and not yet on age of 60 years and other benefit shall keep continuing.

Special Benefit

Terminal Illness

Especially for Policy of Danatra Cendekia, if the Insured shall declared as suffer from Un-recovered decease, then the due period premium shall be waived and stages benefit shall keep continuing.

• Proper Guarantee of Future Insurance
• Proper Guarantee of Insurance for Children
• Accidental Death Benefit

(*) By End Year of Policy
(**) Elementary School (ES), Junior High School (JHS), Senior High School (SHS), College/University (U/C)