Additional Products

Our addtional products complement the product benefits you already own. Through such additional products, you will obtain highly valuable extra benefits by paying only low premiums. Our additional products certainly maximize your insurance program. You have the opportunity for free premiums, health insurance, multiple benefits of insurance claims and so on. The additional products of Commonwealth Life that may be combined with the main are:

Danatra Medika

The coverage applies in case you undergo an in-patient treatment and operation. 5 plans are offered and paid based on the daily cash plan system according to the treatment period.

Critical Illness

The coverage applies in case you suffer from 9 critical illness determined as certain conditions, namely: stroke, kidney failure, coma, body organ transplantation, burn, paralyzed, cancer, heart attack and by-pass operation.

Premium Waiver

In case you are inflicted with total disability or are deceased (exclusively for Danatra Cendekia), your family members will enjoy subsequent free premiums until the insurance contract expires.

Payer's Premium Waiver

In case you being the payer are inflicted with total disability, the insured will enjoy subsequent free premiums provided that the payer is not the insured.

Accidental Death Benefit

In case you are deceased due to an accident, the coverage will be paid that equals the Sum Insured of the basic product.

Accidental Death & Disability Benefits

The coverage is paid in case you are deceased resulted from death or total disability. In case of a partial disability, the coverage is paid based on the seriousness of the disability inflicted. While, the total disability means the loss of two functions of limbs that make you unable to work/earn a living anymore.

Permanent Total Disability

The coverage must be paid in case you are inflicted with a permanent and total disability during the contract tenure.